Guarantee Trust Life (GTL)

Affiliated Partner

Founded in 1936, GTL has a proud history of providing superior insurance products and best-in-class customer service to individuals and families for over 82 years.

Through a competitive portfolio of targeted individual and group life and health insurance solutions, the company offers an attractive and trusted value proposition to its policyholders and distributors while encouraging and supporting personal growth and civic involvement from its employees.

Guarantee Trust Life is the underwriter of HCG Secure’s Home Care Secure and GTL Life Select products.


Affiliated Partner

Wellthy is a phone-based and online care coordination service helping families who are taking care of loves ones aging at home. Wellthy connects families with a dedicated Care Coordinator to help tackle the logistical and administrative tasks of caring for the ones they love, including themselves. Both Home Care Secure and GTL Life Select policyholders can access Wellthy’s care coordination services at their times of need to find vetted in-home care services and other services to help them age at home.

Wellthy’s Care Coordinators can also support policyholders and their families by scheduling appointments, finding the right specialists, researching treatment options, managing insurance, organizing records, communicating with family members and much, much more.

Home Care Secure and GTL Life Select policyholders enjoy a 15% discount on monthly care coordination services to support them if they are caring for loved ones aging at home. Plus, anytime access to information and tools to help families understand, organize, and centralize caregiving activities.

Wellthy’s Care Coordinators know the ins-and-outs of the system, so you don’t have to. Get the care you and your loved ones deserve. With Wellthy, you’ll always have someone on your side.

Trust & Will

Affiliated Partner

No one likes to think about what happens after they’re gone, but preparing for the unexpected now is the best way to ensure you’ve covered what matters most.

With an Estate Plan you can:

  • Nominate guardians for your minor children and pets
  • Select beneficiaries to receive specific assets
  • Complete your healthcare documents – including selecting a power of attorney
  • Specify your final arrangement wishes
  • Minimize future expenses and reduce estate taxes
  • Avoid probate (with a Trust-Based Estate Plan)
  • Give your family the peace of mind knowing you have a plan in place

Prioritizing your estate planning is not only one of the greatest gifts you can give your loved ones, it also will give you peace of mind.

Visit Trust & Will to get started and take 10% off the plan of your choice.

Fidelity Investments®

Affiliated Partner

In partnership with Fidelity Investments® and the Stanford Center on Longevity, the Total Well-Being Survey provides a comprehensive assessment based on the core areas of Life, Health and Money in order to look at an individual holistically.

Each individual will receive a personalized score with recommendations on how to improve overall total well-being. In addition, Members will receive yearly invitations to take the assessment in order to continually reassess oneself and enhance overall well-being – especially as needs change and evolve.

Credit for Caring

Affiliated Partner

Credit For Caring aims to recover some of your personal time and energy with care management tools and resources. 

Credit for Caring offers the best discounts on wellness and aging in place products delivered directly to your door. Check out Harmony, Credit for Caring’s Virtual Social Worker. Home Care Secure and GTL Life Secure policyholders save an additional 10% off Credit for Caring’s durable medical equipment, making aging in place a safer and more accessible reality.


Affiliated Partner

Financial protection is key to maintaining financial independence.  That’s why Carefull is dedicated to keeping you protected.  Carefull is an advanced financial safety service protecting you from various financial threats. From simple, but risky, mistakes like forgotten bills and lost passwords, to more advanced scams targeting seniors, Carefull offers an ‘all-in-one’ financial safety net backed by $1M in identity theft insurance. HCG Secure has partnered with Carefull to increase your peace of mind through:

  • Money & Asset Protection
  • Identity & Credit Monitoring
  • Home Title Monitoring
  • Bill Organization
  • Secure Document Sharing
  • Document and Password Storage

With your HCG Secure policy, you’re entitled to a 30% discount for all of Carefull’s valuable and protective services.


Affiliated Partner

Costly medical bills can be detrimental to your financial plan, Resolve can help. Resolve will  identify errors in your medical bills, dispute and negotiate on your behalf, overturn insurance denials, and help you identify and secure financial aid. With Resolve you have:

  • A dedicated medical bill expert working for you
  • A customized plan to reduce or eliminate your debt
  • Clear communication and industry-leading results

HCG Secure has partnered with Resolve so policyholders have discounted access to these money-saving services.