Medicaid Waiting Lists and the Need for More Affordable Extended Care Insurance Options
Additional Medicaid expansion could help ease some of the stress around receiving care, but this can be a challenge given workforce shortages in the long-term care and caregiving spaces, as well as availability of additional funding. The private sector has an important role to play in easing some of the challenges to accessibility.Read More
Health and Safety During the Holidays
It’s important to enjoy this time with those you love most, and to take proper precautions to help ensure your safety and joy throughout the holidays.Read More
Discussing your Long-Term Care Plans with Loved Ones
November is Long-Term Care Awareness Month! It’s the perfect opportunity to plan for your long-term care needs, and discuss these needs with your loved ones; ensure everyone understands your wishes, and what roles they may play in helping you realize your care goals.Read More
Understanding Marketing Rules and The Role of Supplements During the AEP
As agents remain focused on the annual enrollment period (AEP) for Medicare and ACA plans alike, it’s important to understand the laws and CMS regulations surrounding both MediGap policies and non-health insurance policies such as life insurance and annuities.Read More
Avoid the Ghosts of Uncertainty, Get an Advance Care Plan in Place!
As the leaves turn and the air grows crisp, Halloween approaches once more. This is a fun time for costumes, candy, and spine-tingling tales of the unknown. But in the world of retirement, there's something spookier even than ghouls and ghosts - the uncertainty of your health and increased costs as you age. We at HCG Secure want to encourageRead More
Preparing for Open Enrollment
For health insurance brokers as well as Medicare or ACA eligible consumers, heading into the annual open enrollment period (AEP) can feel overwhelming. To make sure both you, and your clients, are getting the most out of available offerings this AEP, staying organized, proactively scheduling time with clients for discussions about current coverage and future needs, and closely following changesRead More
The Sandwich Generation – Unique and Growing Challenges
According to the Pew Research Center, 23% of American adults are now members of the Sandwich Generation, and they are facing an immense financial burden. This population spends $10,000 and 1,350 hours caregiving annually, on average.Read More
My Family Made Me Do It
This week’s blog comes from Steve Gresham, Managing Principal of NextChapter, a leadership community dedicated to improving retirement outcomes for everyone.Read More
Don’t Overlook these Debts Before Retirement!
As most Americans consider retirement planning, mortgages, health care expenses, and reduced income are typically, and rightfully, top financial concerns. These considerations, however, are not alone in the debts and costs people need to account for before retiring. Other expenses, such as student loans, credit card debt, and car loans have traditionally high interest rates and can create unforeseen andRead More
June is Alzheimer’s and Brain Awareness Month
This month is an opportunity to recognize and work to reduce the unique challenges faced by those diagnosed with Alzheimer’s, dementia, and other forms of cognitive decline, as well as a chance to assess your own risk factors and steps you can take now to reduce your risk or delay the onset of brain diseases.Read More