By outlining financial coverage as a crucial element of advance care planning, we hope to encourage individuals to explore the costs of the care they hope to receive later in life and to plan for these costs in advance; thus, affordability is not the primary factor when you’re at your most vulnerable and in need of long-term care services and

As we progress through the winter months, it often seems like everyone is sneezing, coughing, and weighed down by seasonal illness. The most prominent flu strain in the U.S. this year, H3N2, has historically caused more severe symptoms for children and elderly individuals, so it’s especially important to protect yourself, and those closest to you, from infection this season.

As we kick off the new year, now is the time to take stock of your retirement savings, planning needs, and how you’ll manage the costs most of us will face throughout retirement.

As you think about short-term travel plans or long-term care needs, the most important step you can take is planning. Making a plan begins with open communication and support from loved ones. Make the most of this holiday season by initiating these conversations; your future self will thank you!  Enjoy the holidays and best wishes for a happy & healthy

Gary’s acknowledgement of affordability issues when it comes to LTC feels universal in the aging space.

When he first began caring for his father, it took Stan over 200 hours just to sort through his  financials. When Stan’s father ran out of money, as too many seniors do, Stan faced another mountain of paperwork and phone calls to find options for nursing homes covered by his father’s insurance.

This November, National Family Caregivers Month, we will be sharing a series of stories, real experiences from real family caregivers. These experiences were collected and documented as a series of interviews conducted by HCG Secure and Arctos Foundation. Emmy was in her 40s when her father was diagnosed with brain cancer and she took on the role of part-time family

This October, Long-Term Care Planning month, take a moment to reflect on your aging plan and to discuss your plans with those likely to assist you in the home or financially throughout retirement.

Natural disasters, like Ian, do not impact all individuals and communities equally. Seniors consistently suffer unique challenges in these catastrophic events. During Hurricane Katrina in 2005, half of the deaths were among those age 75 and older. This stark disparity stems largely from difficulties managing chronic conditions during disasters, challenges in affording evacuation costs, and social isolation common among older