
The Forgotten Middle – What Boomers Can Expect in 2029
Monica Stynchula, CEO and Founder of REUNIONCare reviews The University of Chicago National Opinion Research Center’s 2019 study on middle income Americans and the unique challenges faced by this population.

Service and Support Needs in the Insurance Industry
In a recent appearance on “That Annuity Show,” Tom Beauregard, Founder and CEO of HCG Secure highlights the need for surrounding support services in insurance products, specifically those products paying for extended care and retirement needs.

New Study Finds Lack of Preparedness for Middle-Income Adults
In a recent survey of middle-income adults, conducted by HCG Secure and Arctos Foundation, respondents indicated an overall lack of awareness for costs and extent of needs associated with elder care and long-term care services and supports.

Advancing Access and Reducing Stigma in Elder Care
Much conversation and focus within the long-term care and advance care planning arenas centers on averages. Statements such as, “the majority of Americans do not have a will” and “less than half of us will be able to afford aging in place”; while sometimes useful statistics, can be misleading. In exploring specific subgroups, preparation and access are further limited

The Importance of End of Life Documentation
Planning for our eventual sunset is important because it ensures that our wishes will be honored, even when we no longer have a voice. Further, it can provide significant peace of mind for ourselves and our loved ones. Putting our estate planning and end-of-life documentation in place can address our financial needs, but it can also address other important aspects

Filling Medicare Coverage Gaps
Two thirds of Americans will need help to live at home as they age. This help costs on average $50,000 annually (ASPE Research Brief, 2016) and is not covered by Medicare. With over 18% of the U.S. population covered by traditional Medicare plans and thousands more enrolling every day,

November is Long-Term Care Awareness Month
According to the Center for Disease Control, more than one third of adults age 45 and older report feeling lonely, and about 25% of this population is socially isolated. Beyond the mental and emotional toll feelings of loneliness and the experience of isolation can be, risk for premature death and physical impairment drastically increase with isolation.