- HCG Secure

Readiness Quiz

Many people dream about retirement. But, while many fantasize about the positive elements, few account for the challenges, and associated costs, which come with this life transition.

With that in mind, please take the following survey (less than five minutes) to see how prepared you are to age confidently!

1 / 6

As part of your retirement vision, have you decided where and how you want to live?

Yes, these conversations are in progress.

Yes, my wishes are fully understood and supported by my family.

No, I have yet to have these conversations.

2 / 6

Do you have a financial plan to afford extended or long-term care - whether through personal savings or insurance coverage?

I am in the process of organizing my finances to afford care.

Yes.

No.

3 / 6

Did you know custodial home health care or extended care (either in a nursing home or skilled nursing facility) is generally not covered by Medicare, Employment-based, or Affordable Care Act health insurance?

Yes.

No.

4 / 6

What do you believe is the probability you will need some form of care-related assistance, whether at home or in a care-related facility, in retirement?

Less than 25%

25%-49%

50%-75%

Greater than 75%

5 / 6

Are you prepared to cover out-of-pocket extended care service expenses - which can range from $50,000 up to $100,000 annually?

Yes, I am prepared for the high end of these costs.

Maybe, I can cover some, but not all of these costs.

No, this is too expensive.

6 / 6

Have you spoken with your family and loved ones about their potential role in caregiving or financial support as you age?

Yes - We have a plan

Somewhat - Some conversations

No

Your score is

0%