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The Financial Challenges Women Face in Retirement

Retirement poses significant financial challenges for women, rooted in several systemic and societal factors. Despite making strides in the workforce, women often find themselves at a disadvantage when it comes to retirement savings.

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Purchasing Long-Term Care? What to Avoid

Long-term care insurance is a crucial investment for safeguarding your future and ensuring you have the necessary resources to cover extended care costs as you age; however, purchasing LTCI can be a complex process, with numerous pitfalls that can lead to expensive mistakes. To make an informed decision and secure the best possible coverage, it’s essential to know what to

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Navigating the Long-Term Care Journey

As we age, our healthcare needs evolve, often necessitating long-term care services and supports (LTCSS). This journey is deeply personal and varies widely, but there is a common trajectory for care that many individuals experience. Understanding these pathways can help families prepare and make informed decisions about care.

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HCG Secure Joins the Healthy Aging Coalition

HCG Secure is excited to have joined Tivity Health’s Healthy Aging Coalition. This coalition is working to improve the health and well-being of all Americans and includes a broad range of members from the worlds of academia, government, non-profit organizations, and other industry and issue-area experts.

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When Should I Buy Extended Care Coverage?

As we navigate the complexities of planning for the future, one significant consideration often overlooked is the need for long-term care coverage. This type of care can provide crucial financial support for services such as nursing home care, assisted living, or in-home care, all of which is not typically covered by standard health insurance or Medicare. Understanding the optimal time

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Why Final Expense Insurance?

Final Expense insurance serves as an opportunity for greater financial security, offering a solution to the practicalities surrounding end-of-life arrangements. Despite its inevitability, these expenses are an often-overlooked aspect of financial planning. Here, we’ll delve into why Final Expense insurance makes sense as part of a comprehensive financial plan.

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CMS’ New Minimum Staffing Standards and Medicaid Institutional Payment Transparency Reporting Rule

The Minimum Staffing Standards for LTC Facilities and the Medicaid Institutional Payment Transparency Reporting rule aim to address longstanding concerns about staffing levels and financial transparency within the LTC industry. These regulations hold promise for enhancing care quality, but face significant criticism in the current state.

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Medicarians Reflection – Trends in the Long-Term Care and Life Insurance Markets

On April 10, HCG Secure’s founder and CEO, Tom Beauregard, had the opportunity to lead an agent roundtable at the Medicarians Conference in Las Vegas. Here, Tom shares some key insights from this conversation and points to trends and needs in the broker marketplace.

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Financial Security in Retirement with Carefull

HCG Secure and Carefull have partnered to help protect policyholders and their hard-earned savings from fraud, simple money mistakes, and unexpected long-term care costs. Here, we’ll explore key strategies and considerations to ensure a robust financial foundation during retirement.

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Unlocking Opportunities: Tax Season is Prime Time for Client Meetings

As spring approaches, so does one of the most pivotal periods for financial review: tax season. While many individuals associate this time with paperwork and stress, the best insurance agents recognize this period as an opportunity to connect with clients. Here we delve into why the coming months are a prime opportunity for you as an agent to engage with

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