Planning for our eventual sunset is important because it ensures that our wishes will be honored, even when we no longer have a voice. Further, it can provide significant peace of mind for ourselves and our loved ones. Putting our estate planning and end-of-life documentation in place can address our financial needs, but it can also address other important aspects

Two thirds of Americans will need help to live at home as they age. This help costs on average $50,000 annually (ASPE Research Brief, 2016) and is not covered by Medicare. With over 18% of the U.S. population covered by traditional Medicare plans and thousands more enrolling every day,

According to the Center for Disease Control, more than one third of adults age 45 and older report feeling lonely, and about 25% of this population is socially isolated. Beyond the mental and emotional toll feelings of loneliness and the experience of isolation can be, risk for premature death and physical impairment drastically increase with isolation.